How Minimalism Helped Me Become  Debt Free

Simply + Fiercely

Recently, I’ve received a few questions about my minimalist lifestyle and money, so I thought I’d answer these by sharing the story of how minimalism helped me become debt-free.

One important thing to note first—this is the story of what worked for me BUT I definitely don’t think it’s a “one size fits all” approach to getting out of debt.

I think it’s worth sharing and I hope that if you’re struggling with debt, it offers you some new ideas to consider. Keep reading to find out how a minimalist lifestyle helped me become debt-free.

The “secret” that helped me become debt free and then, save for a seven-month honeymoon, was living in a really REALLY small home.

LIVING SMALL (VERY SMALL)

It was SO cheap (only about 10-15% of our income), which meant we could easily put 50-70% of our income towards paying off debt (and later saving) without sacrificing all the fun.

Of course, there’s another obvious way that minimalism helped me get out of debt and save money: I stopped buying so much stuff.

THE OTHER (OBVIOUS) WAY MINIMALISM SAVES MONEY

Obviously, when I stopped shopping so much, it meant I had a lot more money in the bank and I stopped adding new debt to my credit cards.

In the end, it took us roughly a year to pay off all of my debt and it was completely life-changing.

THE GIFT OF FREEDOM

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